Chapter 1Introduction
Chapter 2Don’t be embarrassed, nervous or afraid
Chapter 3What causes people to need Banruptcy Relief
Chapter 4What is the Procedure to File Bankruptcy?
Chapter 5When should I file bankruptcy?
Chapter 6What do I lose if I file bankruptcy?
Chapter 7What happens to my credit score if I file bankruptcy?
Chapter 8What can bankruptcy do for you?
Chapter 9What Does Bankruptcy Cost?
Chapter 10What is the Real Price Difference Between Bankruptcy Lawyers?
Chapter 11If I am Married, Can I File a Bankruptcy Without my Husband or Wife?
Chapter 12Will My Employer Find Out if I File Bankruptcy?
Chapter 13Does Chapter 7 or 13 Bankruptcy “Ruin My Credit?”
Chapter 14If I File Bankruptcy, Can I Leave Bills or Property or Transfers Off my Bankruptcy Petition?
Chapter 15Can I File Bankruptcy on Bills in Someone Else’s Name?
Chapter 16How Does Filing Bankruptcy Affect My Credit Union?
Chapter 17Can I file bankruptcy if I have co-signers?
Chapter 18What About My Car in Bankruptcy?
Chapter 19What Happens to My House in Bankruptcy?
Chapter 20When Will Creditors Stop Bothering Me?
Chapter 21Cross-Collateralization Agreements in Bankruptcy
Chapter 22Bankruptcy and Joint Accounts with Parents
Chapter 23When do I stop paying my creditors?
Chapter 24Gas, cable, electric and phone bill
Chapter 25Bankruptcy and Divorce, Alimony, & Child Support
Chapter 26What Bankruptcy won't solve
Chapter 27Chapter 13 Debt repayment Plans
Chapter 28Will I be able to get credit again?
Chapter 29Bill Consolidation Loans
Chapter 30Bill Consolidation Scams
Chapter 31Wage Assignments, Deductions and Levies
Chapter 32Student Loans
Chapter 33Can I get rid of Taxes
Chapter 34NSF Checks, Traffic & Parking Tickets
Chapter 35Surrendering Real Estate & Time Shares
Chapter 36Business Bankruptcy
Chapter 37Professional Persons
Chapter 38Do you ever "Not Get" a Discharge?
Chapter 39File bankruptcy for the debts of my deceased spouse or child?
Geraci Law is one of the largest consumer bankruptcy firms in the U.S. with offices in Illinois Indiana and Wisconsin, and over 100 attorneys and staff concentrating in representing working people who need to eliminate or consolidate their debt. With more than 30 locations, and almost 35,000 five star reviews in the last 3 years alone, more people choose Geraci Law to represent them that just about any other law firm.
That’s why so many people pick Geraci Law. Experienced lawyers, fair fees, payment plans, no money down if you qualify. Text messages and reminders, instructional videos, tips on raising your credit score. And you get to use the Geraci Law Client Corner right on your cell phone or tablet to upload documents and message us 24/7. You get to take my 2 hour debtor education course for only $25, so you can learn how to make your life better.
So, when you put together 40 years’ experience, reliability, 35,000 five star reviews, convenient offices, payment plans, why pay the same and not get the name? Geraci Law. Every year, clients across the country ask Geraci Law to eliminate or consolidate over $1 Billion in debt. Our attorneys have over 500 years total combine experience.
Does a bankruptcy cost less at Geraci Law? Yes. The cost of a bankruptcy is not only the fee you pay, but what you get in terms of guidance, debt reduction, and preservation of assets.
Do I “lose” anything by filing a bankruptcy with Geraci Law? Nothing but your DEBTS! We are very careful with houses, cars, bank accounts and property, especially under Chapter 7. We protect your assets.
Any reason I should not file a bankruptcy? Sometimes, and we will tell you if we think you should not file. Some reasons are: A court would not approve a discharge, you need to wait between filings depending on the chapter, you have too much income or property, or you want to discharge debts that are, by law, not dischargeable.
There are plenty of secrets involved with bankruptcy proceedings, that not to many people know, such as “some student loans are dischargeable”, and “some tax debts can be eliminated”. I’ll tell you more secrets in the next Chapters.
