Chapter 1
How to have a Stress-Free Bankruptcy

Chapter 2
What is Bankruptcy

Chapter 3
What causes people to need Banruptcy Relief

Chapter 4
What is the procedure?

Chapter 5
When you should consider Chapter 7 or Chapter 13 plans?

Chapter 6
What can Bankruptcy do for you?

Chapter 7
Common Misunderstandings about Bankruptcy

Chapter 8
Is Bankruptcy Bad?

Chapter 9
What does Bankruptcy cost?

Chapter 10
Can I file without my spouse?

Chapter 11
Does my Employer know if I file Bankruptcy?

Chapter 12
Do I lose anything?

Chapter 13
Does Bankruptcy "Ruin my Credit"

Chapter 14
Can I keep bills off my bankruptcy

Chapter 15
Bills or property in someone else's name or posession

Chapter 16
What about the Credit Union?

Chapter 17

Chapter 18
What about my car?

Chapter 19
What about my House?

Chapter 20
When do creditors stop bothering me?

Chapter 21
What are Cross-collateralization Agreements?

Chapter 22
Joint Accounts with Parents

Chapter 23
When do I stop paying creditors?

Chapter 24
Gas, Electric & Phone Bills

Chapter 25
Bankruptcy & Divorce, Alimony & Child Support

Chapter 26
What Bankruptcy won't solve

Chapter 27
Chapter 13 Debt repyament Plans

Chapter 28
Will I be able to get credit again?

Chapter 29
Bill Consolidation Loans

Chapter 30
Bill Consolidation

Chapter 31
Wage Assignments, Deductions and Levies

Chapter 32
Student Loans

Chapter 33
Can I get rid of Taxes

Chapter 34
NSF Checks, Traffic & Parking Tickets

Chapter 35
Surrendering Real Estate & Time Shares

Chapter 36
Business Bankruptcy

Chapter 37
Professional Persons

Chapter 38
Do you ever "Not Get" a Discharge?

Chapter 39
About Geraci Law LLC and Peter Francis Geraci

Chapter 40
Who is the best Bankruptcy lawyer near me?

Chapter 41
What if I need a Bankruptcy lawyer near me?

CHAPTER #8 What can bankruptcy do for you?

_____ Gets rid of as many bills as possible.

_____ Does not affect car payments if you keep the car and continue payments.

_____ Stops all calls and letters from bill collectors.

_____ Gets rid of cars you don't want.

_____ Stops interest on charge cards.

_____ Clears credit report except for bankruptcy listing.

_____ Allows you to raise your credit score.

_____ Lets you get a fresh start.

_____ New credit, including VISA & MASTERCARD, possible.

_____ Helps you catch up on house and car payments.

_____ Lowers interest on furniture and appliance payments.

_____ Stops interest on taxes due.

_____ Solves driver's license suspensions from automobile accidents.

_____ Allows you to start a savings plan immediately.

_____ Stops garnishments and wage assignments.

_____ Never pay another old debt again.

_____ Stop all calls from collectors.

_____ Stops lawsuits immediately.

_____ Employer doesn't know about it.

_____ Filing Chapter 7 allows immediate car loans.

_____ You can even buy a house during a bankruptcy.

_____ Allows you to start saving for a house.

_____ Money used to pay charges can now pay current expenses.

_____ Keep all your personal belongings and furnishings (up to statutory limit).

_____ Protect your assets from lawsuits and attachments and garnishments.

_____ Get out of leases.

_____ Clear up past due utility bills--only a deposit needed to restart service.

_____ All negative credit reports before bankruptcy are cleared.

_____ Accounts you have reaffirmed or paid are credit references in the future.