Chapter 1Introduction
Chapter 2Don’t be embarrassed, nervous or afraid
Chapter 3What causes people to need Banruptcy Relief
Chapter 4What is the Procedure to File Bankruptcy?
Chapter 5When should I file bankruptcy?
Chapter 6What do I lose if I file bankruptcy?
Chapter 7What happens to my credit score if I file bankruptcy?
Chapter 8What can bankruptcy do for you?
Chapter 9What Does Bankruptcy Cost?
Chapter 10What is the Real Price Difference Between Bankruptcy Lawyers?
Chapter 11If I am Married, Can I File a Bankruptcy Without my Husband or Wife?
Chapter 12Will My Employer Find Out if I File Bankruptcy?
Chapter 13Does Chapter 7 or 13 Bankruptcy “Ruin My Credit?”
Chapter 14If I File Bankruptcy, Can I Leave Bills or Property or Transfers Off my Bankruptcy Petition?
Chapter 15Can I File Bankruptcy on Bills in Someone Else’s Name?
Chapter 16How Does Filing Bankruptcy Affect My Credit Union?
Chapter 17Can I file bankruptcy if I have co-signers?
Chapter 18What About My Car in Bankruptcy?
Chapter 19What Happens to My House in Bankruptcy?
Chapter 20When Will Creditors Stop Bothering Me?
Chapter 21Cross-Collateralization Agreements in Bankruptcy
Chapter 22Bankruptcy and Joint Accounts with Parents
Chapter 23When do I stop paying my creditors?
Chapter 24Gas, cable, electric and phone bill
Chapter 25Bankruptcy and Divorce, Alimony, & Child Support
Chapter 26What Bankruptcy won't solve
Chapter 27Chapter 13 Debt repayment Plans
Chapter 28Will I be able to get credit again?
Chapter 29Bill Consolidation Loans
Chapter 30Bill Consolidation Scams
Chapter 31Wage Assignments, Deductions and Levies
Chapter 32Student Loans
Chapter 33Can I get rid of Taxes
Chapter 34NSF Checks, Traffic & Parking Tickets
Chapter 35Surrendering Real Estate & Time Shares
Chapter 36Business Bankruptcy
Chapter 37Professional Persons
Chapter 38Do you ever "Not Get" a Discharge?
Chapter 39File bankruptcy for the debts of my deceased spouse or child?
_____ Gets rid of as many bills as possible.
_____ Does not affect car payments if you keep the car and continue payments.
_____ Stops all calls and letters from bill collectors.
_____ Gets rid of cars you don't want.
_____ Stops interest on charge cards.
_____ Clears credit report except for bankruptcy listing.
_____ Allows you to raise your credit score.
_____ Lets you get a fresh start.
_____ New credit, including VISA & MASTERCARD, possible.
_____ Helps you catch up on house and car payments.
_____ Lowers interest on furniture and appliance payments.
_____ Stops interest on taxes due.
_____ Solves driver's license suspensions from automobile accidents.
_____ Allows you to start a savings plan immediately.
_____ Stops garnishments and wage assignments.
_____ Never pay another old debt again.
_____ Stop all calls from collectors.
_____ Stops lawsuits immediately.
_____ Employer doesn't know about it.
_____ Filing Chapter 7 allows immediate car loans.
_____ You can even buy a house during a bankruptcy.
_____ Allows you to start saving for a house.
_____ Money used to pay charges can now pay current expenses.
_____ Keep all your personal belongings and furnishings (up to statutory limit).
_____ Protect your assets from lawsuits and attachments and garnishments.
_____ Get out of leases.
_____ Clear up past due utility bills--only a deposit needed to restart service.
_____ All negative credit reports before bankruptcy are cleared.
_____ Accounts you have reaffirmed or paid are credit references in the future.
